Building your pension pot
How much is “enough” for your retirement?
If you’re unsure about the amount of money your pension will have to provide to meet your needs, it may be time to speak to our expert team. Tell us all your goals for later life, and we’ll put a hassle-free plan in place to help you reach them.
How we help you
Choosing the right savings account or pension for self-employed businesspeople or senior professionals is our speciality.
Pension Review
We’ll analyse your current retirement funds and, if necessary, help you decide what pension you should get instead.
Pension Set-Up
We’ll set up private pension pots on your behalf so you’re in the strongest position for retirement.
Savings Strategy
We’ll help you make savings plans for retirement that align with your later-life goals whilst maximising your tax efficiency now and in the future.
Why building your pension pot is important
Having the right pension in place and growing it sufficiently will help keep your retirement plans on track.
As you approach retirement, how much to save is a key concern. To address it, the first step is to work out what you want your later life to look like. Will you travel? Take up a new hobby? Or just spend more time with loved ones? With those goals in mind, you can determine how much money you’re likely to need – and whether your existing pension arrangements will deliver this.
If you’re uncertain whether your current saving plans for retirement are steering you in the right direction, our specialists can help. You can rely on our small but highly experienced team to provide honest, straightforward advice about your circumstances and plans. Thousands of senior professionals have found lasting success thanks to our expert support.
Choose us, and we’ll help you set up a private pension that meets all your needs. Whatever stage you’re at in the run-up to retirement, you’ll gain a clearer view of how much you need to save to stay on track.
Selecting and managing the right pension for self-employed and senior professionals is our bread and butter, so you can rest assured that you’re in safe hands with us.
Frequently Asked Questions
Simply click the arrows to get the answers to common pension questions:
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Many experts recommend the “save half your age” approach. For example, at age 50, you should be putting 25% of your annual salary towards your pension.
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A pension specialist will be able to give you personalised advice about this. One option is to aim for a pension pot that’s 10 times your current salary, so a £400,000 pot if you currently earn £40,000 a year.
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It depends. Your employer can take workplace pension contributions out of your net pay before deducting Income Tax. Or they can claim 20% tax relief and add it to your pension pot, known as “relief at source”.
Ready to get started?
Book your initial consultation today
Whatever stage you’re at in your retirement planning journey, you can get the straightforward, unbiased advice you need from our experts.
Your first consultation is always on us, and there’s no obligation to proceed. Take the first step today, and you might just get the information you need to build a better financial future.
A pension is a long-term investment. The fund value may fluctuate and can go down. Your eventual income may depend on the size of the fund at retirement, future interest rates and tax legislation.
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Check out our useful resources
The world of pensions is complicated and ever-changing, so it’s hard to understand no matter how much experience you may have had in dealing with finances. Cut through the complexity with our handy, easy-to-follow guides on a wide range of related topics. They’re packed with valuable insight from our experts and completely free to download.