Yes, you can normally take pensions from age 55 under current rules.

Yes, you can. You can usually take up to a quarter of your fund as a tax free cash lump sum, however this will reduce the fund that is left to provide a pension income.

NRD is an acronym which is used to describe your pension plan’s Normal Retirement Date. It is often set at age 60 or 65, but you can currently take your pension at any time after age 55.

Ordinarily, your fund would be payable to your loved ones, tax free if you die before age 75. Make sure you nominate your beneficiaries on each pension scheme you have and keep these up to date.

You should be entitled to compensation from the Financial Services Compensation Scheme. Follow the link for more details: www.fscs.org.uk